This Layered Tex-Mex Dip is a party favorite! It’s packed with yummy layers of beans, cheese, salsa, and guacamole. Perfect for scooping with chips!
Whenever I make this dip, it disappears fast. I secretly hope for leftovers, but that’s never the case. Enjoy it while you can! 😊
It’s so easy to whip up, making it my go-to for game nights. Just layer, chill, and serve! Your friends will love it as much as I do!
Key Ingredients & Substitutions
Refried Beans: This ingredient is the base for your dip. If you want a lighter option, black beans or pinto beans can be mashed and used instead. It keeps the dish hearty while adding great flavor!
Sour Cream & Mayonnaise: The combination makes the dip creamy. If you prefer a healthier choice, Greek yogurt works well in place of sour cream. I’ve used it, and it tastes just as good!
Taco Seasoning: You can easily make your own seasoning with chili powder, cumin, garlic powder, and onion powder if you’re all out. It’s a fun way to customize the flavors to your liking!
Cheese: While cheddar is a classic choice, feel free to mix it up with pepper jack for some heat or a Mexican blend for variety. I often prefer the Mexican blend for a more vibrant flavor.
Avocado: If avocados aren’t in season or you want a quicker option, store-bought guacamole is perfect. However, nothing beats fresh mash for texture and taste!
How Do You Assemble a Layered Dip Without Making a Mess?
Layering might seem tricky, but it’s simple with a few tips. Start with the heaviest ingredients at the bottom and the lightest at the top. This way, they won’t mix together.
- Choose a clear dish to see all the beautiful layers.
- Gently spread each layer using a spatula to maintain separation. You can even use a spoon for the avocados and cheeses.
- Let it chill in the fridge to set the layers and enhance the flavors before serving.
By following these steps, you’ll have a pretty dip that’s easy to scoop with chips!

How to Make Layered Tex-Mex Dip
Ingredients You’ll Need:
Base Layers:
- 1 (16 oz) can refried beans
- 1 cup sour cream
- 1 cup mayonnaise
- 1 packet taco seasoning mix
- 1 cup shredded cheddar cheese (or Mexican blend cheese)
- 1 large tomato, diced
- 1/2 cup sliced black olives
- 1/2 cup chopped green onions
- 1/2 cup chopped fresh cilantro
- 1 ripe avocado, peeled, pitted, and mashed (or guacamole)
- Optional: salsa for extra topping
Vegetable Layers:
Top Layer:
For Serving:
- Tortilla chips, for serving
How Much Time Will You Need?
This delicious layered Tex-Mex dip takes about 15 minutes to prepare and 1 hour to chill in the refrigerator. Once it’s chilled and the flavors have blended, you’re ready to enjoy it with your favorite tortilla chips!
Step-by-Step Instructions:
1. Prepare the Sour Cream Mixture:
In a small bowl, mix together the sour cream, mayonnaise, and taco seasoning mix. Stir until everything is combined well and smooth. This will give a deliciously creamy layer to your dip!
2. Start Layering – The Refried Beans:
In a deep, clear serving dish (a glass pie dish works great), spread the refried beans evenly across the bottom as the first layer. Use the back of a spoon or a spatula for this step.
3. Add the Sour Cream Layer:
Next, carefully spread the sour cream mixture over the layer of beans. Make sure to cover the beans completely for a beautiful presentation.
4. Cheese Please!
Sprinkle the shredded cheddar cheese evenly over the sour cream layer. This will provide a nice cheesy flavor that everyone loves!
5. Layer on the Veggies:
Now it’s time to add the diced tomatoes. After that, sprinkle on the sliced black olives and chopped green onions. Each of these layers adds great color and flavor to the dip!
6. Spread the Avocado:
Take your mashed avocado or guacamole and spread it evenly on top of the vegetable layer. This will add a nice creamy texture at the top.
7. Final Touches:
Finish off your dip by sprinkling chopped fresh cilantro on top. Optional: You can also add a dollop of salsa for an extra kick if you like!
8. Chill and Let Flavors Meld:
Cover your layered dip with plastic wrap and place it in the refrigerator for at least 1 hour. This allows all the amazing flavors to come together and makes it even tastier when served!
9. Serve and Enjoy:
Once chilled, serve your Layered Tex-Mex Dip with tortilla chips on the side for dipping. Gather your friends or family and enjoy this fun and flavorful treat!
Can I Use Fresh Beans Instead of Canned Refried Beans?
Absolutely! If you prefer fresh, you can cook and mash pinto or black beans. Just ensure that they are well-seasoned to achieve a similar flavor as canned refried beans.
How Long Can I Store Leftover Dip?
Leftovers can be stored in an airtight container in the refrigerator for up to 3 days. Just remember to check the layers as the freshness of ingredients like avocado may vary!
Can I Make This Dip Spicier?
For a spicy kick, add some chopped jalapeños or diced green chilies in between the layers. You could also use a spicy taco seasoning blend to enhance the heat throughout!
What’s the Best Way to Serve This Dip?
Serve it chilled with tortilla chips for the best crunch. You can also pair it with fresh veggies like carrot sticks or celery for a healthier option!



